An injury on the job could cost you a lot of money to pay for your medical bills, and you could lose your income. These can be the devastating effects of a workplace injury. However, the California Division of Workers’ Compensation has been established to administer a program to pay for your medical care and portions of your lost income. If you have a work-related injury or illness, your employer is required by law to provide insurance to pay these benefits.
Types Of Injuries and Illnesses You Are Covered For
Any injury or illness you experience during your employment is covered regardless of whether you are at fault. However, any deliberate attempt to cause bodily harm by your actions will make you ineligible for benefits. Accidents which are not deliberately caused and result in injury or illness are covered. You are covered if you are hurt in an accident that occurs off-site if you are engaged in an activity for the benefit of your employer.
Repeated exposures at work to harmful conditions also qualify. If you hurt any part of your body from repetitive actions, then you will be covered. Even losing your hearing due to constant loud noises is a cause to file a claim. Many workplace injuries take a while to show up, but if your doctor diagnoses your medical problem as caused by your job, then you can pursue a claim.
What Should You Do If You Are Injured During Work?
If the injury is serious and your life might be endangered, then seek medical help immediately. Getting emergency treatment is vital for your protection. Your employer may have a designated place for you to go to receive treatment, but if the injury is serious or it occurs offsite, then call 911. Otherwise, you should go to the facility designated by your employer.
Regardless, it is imperative that you report the injury to your employer by informing your immediate supervisor. If your illness or injury has developed over time, then report it as soon as you learn about it. Any delay will prevent your employer from fully investigating your injury including how your were injured. Your employer should be informed about your injury or illness within 30 days, but in the case of an injury there is little excuse for delaying a report. If you wait longer than 30 days, you could lose your right to benefits.
As soon as you are able, you should file a DWC 1 claim form with your employer. Your employer can provide this form, and filing this form starts the claim process.
If you, or someone you know, are facing legal issues in the workplace United Employees Law Group has answers, Call Today for your free and confidential case review. Please feel free to CONTACT US with any questions about this blog or your exact situation.
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